Mount And Blade. What Do You Get From Skills?

I'm desperate now I'm really

because I do not know where I should sleep ...
I do not know how they thought the earlier ....
I roam the night in search of a bed for hours since I

I have headache and cold sweat on the forehead
I do not know what to do ....

I find nowhere a cheap pension, etc.

I do not dare to ask her if I could sleep on the couch